Generally speaking, for the average American, our housing and cars are the biggest monthly expenses we have. A majority of people base rent/mortgage and car payments off of their gross salaries. I personally don’t think that’s the best way to go about planning your lifestyle. I know apartment complexes and mortgage lenders typically use gross […]

Don’t take life too seriously. I personally struggle with this all the time. I sometimes become obsessive when it comes to accomplishing financial and personal goals. Constantly putting too much pressure on myself and worrying if I’m saving enough for retirement or savings goals. This stress is not good for my personal health and for […]

A wise man once said “There will always be haters that’s the way it is hater ‘dudes’ marry hater ‘chics’ and have hater kids” ~Kanye West. Of course, I changed the lyrics because this is a family blog, but you get the point. Haters gonna hate that is just life. Some people have been hating […]

When is the right time to purchase a home? Buying a home is a huge financial decision and moment in your life. It’s the “American Dream” to own a home with a white picket fence, but it can also become an American nightmare if you are not prepared. There are three major expenses that go […]