Celebrate the Wins Along Your Journey
Don’t take life too seriously. I personally struggle with this all the time. I sometimes become obsessive when it comes to accomplishing financial and personal goals. Constantly putting too much pressure on myself and worrying if I’m saving enough for retirement or savings goals. This stress is not good for my personal health and for the family and friends around me. I have to remind myself that everyone’s path to success is unique. Throughout this path, I will meet some bumps and bruises like my car accident a few months back (link) but I have to move forward. I can’t let past decisions negatively affect my future. Forgiving yourself for your own mistakes is a big step into the right direction. This relates to so many aspects of life.
We’ve all made bad money decisions in our late teens or early twenties, but it’s not good to harbor onto them. We must learn from them and continue to move forward. Educate yourself so you don’t repeat the same mistakes, set up a plan and then take action. After you set up this plan don’t beat yourself up along the process. You don’t always have to completely delay your gratification if you find contentment within the blessings you already have. I used to tell myself things like I won’t be satisfied until I drive that car or make this salary or pay off this debt. When in actuality I wasn’t doing the things that made me satisfied in the present day. I fell into a work rat race.
Let’s say that you have $10,000 in student loan debt and you wanted to pay it off within 2 years. That’s about $5000 a year of the principal being paid down. Midway through paying off this debt you get a $1000 bonus. It’s perfectly okay to allocate half of that bonus to whatever the hell you want to do for fun and the other half towards the debt to speed up the process. It is important to not forget we have to enjoy this one life we do have. I’m not saying go crazy and make it rain in the club or anything lol but treating yourself is needed every now and then for your mind, body, and soul. I literally have to tell myself “Bo it’s okay to splurge on this you’re debt free”
Celebrating wins whether they’re small or large gives us a sense of achievement. It also provides us with the motivation and mindset to achieve more. It feels good to win and that’s something we all can get used to. The feeling of knowing your handwork is accomplishing goals. Furthermore, it gives us a chance to reflect on the progress we made and how far we’ve come.
So I told myself this year in 2018 I will make an effort to enjoy the fruits of my labor. In your 20’s so many different milestones are happening in your life. You’re graduating, getting into your career, getting married, having kids, starting businesses, paying off loans, buying car and homes… etc… All wonderful moments that can that feel like a blur. Tomorrow is not guaranteed and I worry so much about my future, I tend to forget to enjoy the present day. From now on I’m taking life one day at a time. I’m learning every day to embrace my journey and enjoy the process.