9 Things You Can Control Regardless of Who’s President
9.) Increasing your earning potential
There are plenty of ways to increase your earning potential. Going back to school for another degree. Getting a certification for a job or taking online courses to learn new skills. Putting in extra work to get a job promotion. Taking night classes for a license in a particular career field. You have to invest in yourself to achieve what you want in life.
8.) Perfecting your craft
If you’re a carpenter try to be the best carpenter. If you’re an engineer try to be the best engineer as possible. Don’t half ass anything. If you’re going to pursue something give it your all with no regrets. Someone will notice your hard work and strive for perfection.
7.) Personal Goals
Setting personal goals are huge. It gives you the fuel and motivation to know what you’re trying to accomplish in life. You can start by setting small ones with a big overall goal in mind. It doesn’t necessarily have to be financial either.
6.) Starting a Business
You don’t need a bunch of money to start a business. The biggest step is to just take that first step. Success doesn’t happen overnight with new businesses and the odds may be against you, but it’s definitely worth a shot. You may gain knowledge from your experience that could make you successful in the long run.
5.) Side Hustles
How bad do you want it? There are 168 hours in a week and 56 of those are spent asleep on average. So you have 112 hours awake every week, how you choose to utilize those hours will separate you from the pack. You can drive Uber/Lyft, sell items online, pick up a part-time job, start a blog =], read more books for self-education etc…
4.) Building your credit
Pay your bills on time by automating them! Try not to miss a payment or at least make the minimum. Use less than 1/3 of your credit limit. Overall you have to be responsible and control your spending habits. Read More Building Credit
3.) Investing for the future
Opting into your 401k plan and contributing at least up to your company’s match. This is free money that you’re turning down if you choose to opt out. Plus you get a tax break by using your contributions as a deduction from your gross salary. It’s a win-win situation. If you don’t have access to a 401k you can always open up an IRA (Individual Retirement Account). Read more How I Started Investing
2.) Saving Money
I’m a huge proponent when it comes to saving. Life can be very unpredictable. When emergencies happen, you want to be somewhat prepared for them. Relying on credit cards and borrowing money will never lead you to a successful financial future.
1.) Internal Happiness
No president can control your personal happiness. This comes from within, if you were miserable before a president was elected, you’re most likely going to be miserable after. They cannot save you, you determine the standard of living you want.
The Fresh Prince