5 Ways I’m Preparing for 2017
It’s always a blessing to be able to see another year here on this beautiful earth. I don’t take this life for granted. I try to better myself and reach new goals each and every year. There are some things that I can take from 2016 and some other habits I want to get rid of. I believe I can have more fun on my free time and I plan on doing that. I always like to write down my plans and figure out the best ways I can execute them. Here are some ways I’m preparing for the new year.
5.) Setting Goals
I’m setting personal finance and personal goals in general for the new year. I want to monitor and stay on track with these goals, both quarterly and monthly. One of my biggest goals of 2016 was to launch a website and wallah we’re here =] Be conscious of who you tell your goals too because not everybody will understand them. Let your actions speak louder than your words. Oh yeah, I also ran my first ever 10k race.
4.) Meal Prepping
I’m very big on staying in shape and maintaining a healthy lifestyle. I think meal prepping will not only help me save more money but, it will also make me healthier in the long run. I don’t plan on doing this every day of the week because I just don’t care for it as much. Therefore, meal prepping 2 or 3 days out of the week is good enough for me, but unfortunately, I gotta slow down on the Zaxby’s lol.
3.) Attacking Debt
I plan on paying my car off in 2017 !!! I can’t wait, it’s been almost 4 long years and I’m tired of having a car payment. Being debt free will excel plenty of my personal goals and just free up this burden I have over my head. I don’t like owing anybody anything!!!
2.) Increase Savings Rate
I plan on increasing my savings rate and investing more into my 401k and Roth IRA. I’m currently contributing 5% to my 401k plan I eventually want to increase that throughout the year. An easy way to save is to automate your contributions, that way you don’t have to worry about it and it’s always consistent.
1.) Enjoying Life
Yes, don’t forget to enjoy the life you have because it’s the only one you get. I visited Puerto Rico this past summer and it was one of the best vacations of my life. The trip was worth every single penny. It felt good to kick back and not have to think about work and finance just for a few days. Having fun doesn’t necessarily have to deal with traveling, though. It’s all about doing what brings you joy with the people you love.